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Privacy Policy

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WHAT DOES FIRST COMMUNITY BANK OF THE HEARTLAND DO WITH YOUR PERSONAL INFORMATION?

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WHAT DOES FIRST COMMUNITY BANK OF THE HEARTLAND DO WITH YOUR PERSONAL INFORMATION?


Why?

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Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

WHAT DOES FIRST COMMUNITY BANK OF THE HEARTLAND DO WITH YOUR PERSONAL INFORMATION?


What?

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The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and account balances
  • credit history and credit scores
  • payment history and income
When you are no longer our customer, we continue to share your information as described in this notice.

WHAT DOES FIRST COMMUNITY BANK OF THE HEARTLAND DO WITH YOUR PERSONAL INFORMATION?


How?

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All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons First Community Bank chooses to share; and whether you can limit this sharing.

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Reasons we can share your personal informationDoes First Community Bank share?Can you limit this sharing?

Reasons we can share your personal information


For our everyday business purposes-
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Does First Community Bank share?


YES

Can you limit this sharing?


NO

Reasons we can share your personal information


For our marketing purposes-
to offer our products and services to you

Does First Community Bank share?


YES

Can you limit this sharing?


NO

Reasons we can share your personal information


For joint marketing with other financial companies

Does First Community Bank share?


NO

Can you limit this sharing?


We don't share

Reasons we can share your personal information


For our affiliates' everyday business purposes-
information about your transactions and experiences

Does First Community Bank share?


NO

Can you limit this sharing?


We don't share

Reasons we can share your personal information


For our affiliates' everyday business purposes-
information about your creditworthiness

Does First Community Bank share?


NO

Can you limit this sharing?


We don't share

Reasons we can share your personal information


For nonaffiliates to market to you

Does First Community Bank share?


NO

Can you limit this sharing?


We don't share

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Who we are

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Who we are


Who is providing this notice?

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First Community Bank of the Heartland

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What we do

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What we do


How does First Community Bank protect my personal information?

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To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

What we do


How does First Community Bank collect my personal information?

no


We collect your personal information, for example, when you
  • open an account or deposit money
  • pay us by check or apply for a loan
  • use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

What we do


Why can't I limit all sharing?

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Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

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Definitions

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Definitions


Affiliates

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To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

Definitions


Nonaffiliates

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Companies not related by common ownership or control. They can be financial and nonfinancial companies.
First Community Bank does not share with non-affiliates so they can market to you.

Definitions


Joint marketing

no


A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
First Community Bank does not have any joint marketing partnerships.