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Personal

Savings

Passbook Savings

Save and earn interest the traditional way.

  • Open with only a $50 minimum deposit
  • No minimum balanced required
  • Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited.
  • Customers may make six (6) transfers from this account each four (4) week or similar period, by preauthorized or automatic transfer, or telephone (including data transmission) agreement order or instruction. A $5 service charge will be assessed for excess electronic transfers.
  • Competitive Interest Rate
  • Free ATM Card. If you are taking advantage of our VISA® Check Card with your Personal Checking account, you can also link this Savings Account to your same VISA® Check Card for easy access and convenience.

Student Rewards Savings

Good grades equal Good Rewards

  • For participating schools, FCB is proud to reward participating students, each report card, $1 per A (qualifying subjects only)
  • Open with only a $10 minimum deposit
  • Reward dollars are direct deposited into student’s savings account by FCB
  • Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited.
  • Customers may make six (6) transfers from this account each four (4) week or similar period, by preauthorized or automatic transfer, or telephone (including data transmission) agreement order or instruction. A $5 service charge will be assessed for excess electronic transfers.
  • Competitive Interest Rate
  • No minimum balance

Christmas Club Savings

It’s the Most Wonderful Way to Save for the Most Wonderful Time of the Year!

  • Open with only a $10 minimum deposit
  • No minimum balance
  • Competitive Interest Rate
  • Accounts funds are disbursed to the customer once per year, typically the fourth Friday in October. Funds can be disbursed by a traditional Christmas Club check or automatically deposited into another FCB deposit account.
  • Christmas Club customers are encouraged to grow this account through payroll deduction.

Vacation Club Savings

Our Vacation Club is the perfect way to set aside funds for a Vacation or just Simple Summer Fun!

  • Open with only a $10 minimum deposit
  • No minimum balance
  • Competitive Interest Rate
  • Accounts funds are disbursed to the customer once per year, typically the middle of May. Disbursed funds are automatically deposited into another FCB deposit account.

First Money Market

Our Money Market account gives you the structure to save with added accessibility.

  • Open with a $500 balance
  • No minimum balance
  • $6 monthly service charge if minimum balance falls below $1,500
  • Competitive Tiered Interest Rate
  • You can experience unlimited withdrawals or transfers in person at your nearest FCB Banking Center, by mail, or at an ATM.
  • You can make up to six (6) pre-authorized or automatic withdrawals or transfers per statement cycle. If you should need to withdraw or transfer more, there is a $5 charge per withdrawal. A pre-authorized withdraw/transfer would be made by telephone, fax, computer, check, debit card, or other similar order payable to a third party.
  • Receive a starter kit of printed checks and an ATM card with your FCB Money Market account.

Health Savings Account

A Health Savings Account (HSA Account), is a unique tax-advantaged account that can be used to pay for current or future healthcare expenses. When combined with a high-deductible health plan, it offers savings and tax advantages that a traditional health plan can't duplicate. With an HSA, you can take advantage of these great benefits:

  • Tax-deductible contributions, up to the annual contribution limit
  • Tax-free withdrawals for qualified medical expenses
  • Tiered interest rates
  • Earnings are tax free when used for qualified medical expenses
  • Funds remain in HSA from year to year
  • HSA account stays even if you change jobs
  • Open with a $100 balance
  • No minimum balance
  • No monthly service charge
  • Competitive Interest Rate
  • Receive a free HSA Check Card
  • Printed checks can be ordered at the customer’s request

RoundUp Savings

Partner your FCB Check Card with your Savings Account and Save with Every Swipe

  • RoundUp Savings is a Free Service
  • Every time you swipe your FCB Check Card, your purchase amount will be rounded up to the nearest dollar and the difference will be automatically pushed to your Savings Account.
  • It's easy to sign up for RoundUp Savings; call or visit your nearest FCB Banking Center

Other fees such as non-sufficient funds, overdraft, not-on us ATM, foreign ATM, etc. may apply. Visit your nearest FCB Banking Center for a complete fee schedule.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT - To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.