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Business

Loans

Agriculture Loans

Since 1936, First Community Bank has been helping farmers throughout our communities grow their dreams! We feel that the farming industry and our local farmers are a vital pulse to the heartbeat of every community we serve. Our FCB family is committed to providing farmers and their growing farming operations the financial support they need and deserve. Give us a call today. We’re looking forward to helping you grow your farming operation with financing for:

  • Equipment
  • Lease Loans
  • Livestock
  • Real Estate

Our FCB lending team has also partnered with some of the leading state and federal loan programs.

  • Farm Service Agency Guaranteed Operating Lines
  • FarmerMac Loans
  • Kentucky Agricultural Finance Cooperation Loans

Business Line of Credit

With an FCB Business Line of Credit, you can be prepared for whatever comes your way. With several easy ways to draw funds, and the flexibility to pay interest only on what you use, this is a smart business loan option.

  • Competitive rates
  • Flexible terms
  • Easy ways to draw funds
  • Use what you need when you need it
  • Pay interest only on what you use
  • Local service and decision-making
  • Quick approvals
  • Experienced lending and support team

Business Term Loan

Our FCB Lending Team can help you finance your business needs with competitive rates and terms that fit your budget. Talk to us about how to get started on the application process.

  • Finance new or upgraded equipment
  • Available to businesses in a wide range of industries
  • Avoid costly lapsed periods in production
  • Competitive rates
  • Flexible terms
  • Local service and decision-making
  • Experienced lending and support team

Capital Improvement Loans

Transform your existing business with a Capital Improvement Loan at First Community Bank. This is a great way to fund general upgrades, expansion, repairs, point of sale upgrades, or seasonal upgrades. You’re ready to grow your business and your friends at FCB are ready to help.

  • Competitive rates
  • Local service and decision-making
  • Flexible terms
  • Customizable loan options
  • Quick approvals
  • Experienced lending and support team

Commercial Real Estate Loan

Our experienced lenders understand the markets we serve and will work hard to land you a deal. Count on competitive rates, flexible terms and local processing to make sure your loan goes through smoothly, without all the red tape.

  • Competitive fixed and variable rates
  • Financing available for the following:
    • Purchase loans
    • Rental income properties
    • Business acquisition loans
    • Expansion loans
  • Refinancing available
  • Local service and decision-making
  • Experienced lending and support team

Small Business Administration (SBA) Guaranteed Operating Lines

The federal government has always taken an interest in small business and its success. In an effort to keep small businesses succeeding, the Small Business Administration (SBA) has instituted a variety of loan programs that can help cover start-up costs for expansions, help with disaster relief, aid in securing real estate or equipment, or even cover losses. First Community Bank has partnered with SBA to provide creative loan solutions to businesses in our communities. Give us a call today to see if an SBA loan is the best solution for your business.

Online Resources:


Equal Housing LenderAll loans subject to credit approval. 1Consult a professional tax advisor regarding exact tax benefits.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT - To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.